There are basically four (4) types of insurance coverage if you were to be in a car accident in Jackson, Mississippi, or anywhere in Mississippi.
- Comprehensive coverage covers your property damage, less your deductible. It may or may not have provisions for a rental car.
- Medical payments coverage covers all the individuals in the car for reimbursement of medical bills.
- Liability coverage covers the driver for accidents that were his/her fault.
- Uninsured motorist coverage will pay for bodily injury to everyone in the car if another person is at fault and does not have insurance coverage. Your uninsured motorist coverage may be stackable, and cover you if the at-fault driver does not have enough insurance coverage to compensate you for your injuries.
As you can see, insurance coverage is complicated. If you are unfortunate enough to be involved in a car accident in Mississippi, you might need advice concerning insurance coverage. Feel free to call the personal injury attorneys at Richard Schwartz & Associates, P.A. if you are involved in a car accident in Jackson, Hinds County, Mississippi for advice on insurance coverage.
Feel free to call us at (601) 869-0696.