Workers’ Comp Laws in Mississippi – What You Need to Know
By law, you aren’t allowed to sue your employer directly if you are injured on the job. Workers’ compensation insurance provides financial relief for expenses related to a workplace injury. If you or a loved one have been injured at work, our firm can guide you through the workers’ compensation process.
A common misconception that many people have about workers’ compensation is that it pays you for pain and suffering. However, this is not the case. Workers’ compensation benefits are designed to pay you for short-term and long-term loss of wage-earning abilities, as well as medical treatment.
Depending on the situation, you may receive a settlement for:
- Lost wages
- Medical bills
- Mileage to and from doctors’ appointments
If you were injured at work, and you are unable to continue working for 5 days or longer, you will be able to receive compensation at the rate of 66 2/3 of your regular rate of pay. Even if you do not take a full 5 days off work, all your medical bills will still be paid for.
How Our Attorneys Can Help
Insurance companies may not always tell you what benefits you may be entitled to, such as mileage for doctors’ visits. It is important to do your homework and ask about all the benefits you may be able to receive for your situation. Our Mississippi workers’ comp lawyers will discuss your options and represent you from start to finish.
If you suffer a permanent injury, such as a lost limb or serious back injury, it is important to have our workers’ compensation attorney on your side. In this situation, you may be able to receive a lump settlement for all your future lost wages and medical costs. There is no set formula to find out how much you may be entitled to, but our experienced attorneys can look at your situation and tell you what amount of compensation you may be able to receive. We will answer your questions and help you file the necessary documents.
What If You Are Injured by an Employee of Another Company?
If you are at work, and you are injured by an employee of another company, you can file a separate third-party liability lawsuit. This allows you to seek a settlement for pain and suffering, lost wages, emotional distress, and other damages. Many people don’t realize that you can file a workers’ compensation claim and a third-party liability lawsuit at the same time. This means you can receive a settlement from your personal injury case, as well as compensation through your workers’ compensation claim.
Richard Schwartz & Associates, P.A. has guided hundreds of clients to successful outcomes. If you have been injured on the job, we can help you file a workers’ compensation claim. Contact our officetoday for a free initial case evaluation, and put our experienced Mississippi workers’ comp lawyers on your side.