Getting injured at a friend’s home can put you in a sticky situation. You may feel uncomfortable filing a claim to recover compensation for your injuries when your friend is involved. However, it’s important to remember that you must do so in order to get the medical treatment you need.
And, keep in mind that you are not filing a claim against your friend. You are filing a claim against their homeowner’s insurance company or their apartment complex owner.
Filing a Claim with a Homeowner’s Insurance Policy
If your friend owns a home, they should have a homeowner’s insurance policy. Homeowner’s insurance policies typically provide financial protection against loss due to disasters, theft, and accidents. If you get injured at your friend’s home, get the name and address of their homeowner’s insurance company. Additionally, it’s in your best interest to collect the following evidence to support your claim:
- The location of the incident
- Pictures of whatever caused your accident
- Pictures of your injury
- Records of your medical treatment
- Contact information of any witnesses to the incident
Filing a Claim Against an Apartment Complex Owner
If your friend lives in an apartment complex, the owner of the apartment complex is responsible for ensuring the property is safe and free from hazards for legal tenants and visitors. Therefore, it is the property owner's responsibility to identify and address any hazards on the premises quickly. The failure to do so may make them liable for an injury you sustain while on the property.
If you have been injured on someone else’s dangerous property, our team at Richard Schwartz & Associates, P.A. can help you identify any and all liable parties and recover the compensation you need for medical treatment and lost wages.
Contact Richard Schwartz & Associates, P.A. at (601) 869-0696 to schedule a free consultation.