Car accidents are not limited to residents within the same state. Out-of-state car accidents happen quite often and can leave you feeling uncertain about what to do next.
When it comes to ensuring your safety and protecting your legal rights, out-of-state car accidents should be handled just like other car accidents. The same critical steps should be taken, including:
Calling the police
Seeking medical attention
Taking photos of the scene
Gathering witness statements and contact information
Notifying your insurance company
While these steps are pretty straightforward, car accident cases across state lines can be complex. We break down how cases are handled involving out-of-state drivers.
If You’re Hit by an Out-of-State Driver in Mississippi
In almost all car accident cases, laws will be followed within the state that the collision occurred in. This means that, if you’re hit in Mississippi by an out-of-state driver, the case will fall under Mississippi’s jurisdiction and your case would follow Mississippi’s “comparative negligence” rule. What this means is that two drivers may be found to be at fault, to some extent, for the accident.
For example, a Mississippi resident may be found to be 15% at fault in an accident involving an out-of-state driver. In this case, the out-of-state driver’s insurance company would be responsible for paying the Mississippi resident 85% of the total damages (100% minus 15%).
If You’re Hit by a Driver Outside of Mississippi State Lines
If you are traveling out of Mississippi, there is a chance that you could be in an accident in another state. When this happens, your case will be handled according to the fault rules of that state.
Let’s say you’re from Mississippi, however, you are traveling out of state and are injured in a crash in Louisiana. Your case would actually fall under that state’s jurisdiction instead and would be handled according to that state’s insurance rules.
Why It’s Important to Hire a Local Personal Injury Attorney
An out-of-state car accident can be difficult to navigate on your own and leave you with many questions. Our Mississippi attorneys have years of experience handling some of the most complex personal injury cases. Near or far, we can help determine who is responsible for your injuries and help you pursue the compensation you need to pay for medical bills, lost wages, and property damage.
Remember that Richard Schwartz & Associates is here for you. Contact our firm at (601) 869-0696 to discuss your options.