What Is Full Coverage Insurance? Richard Schwartz & Associates, P.A.
What Is Full Coverage Insurance? Richard Schwartz & Associates, P.A. Greenwood, Mississippi Everyone who drives in the state of Mississippi must have car insurance, but many people do not understand what their policies cover. It is best to know the details of your coverage before a crash, but after an accident, it is particularly important that you understand how to recover compensation. If you have been injured in a car accident that a negligent driver caused, then the team at Richard Schwartz & Associates, P.A. may be able to help you to pursue the maximum compensation for your losses. Contact a Greenwood personal-injury attorney for a free consultation by dialing (601) 869-0696. There are four different parts of full coverage auto insurance: comprehensive coverage, liability coverage, medical payment coverage and uninsured motorist coverage. The insurance company will charge a separate premium for each of these four parts. Comprehensive coverage pays for any property damage that results from a car accident whether or not the crash was your fault. Liability insurance coverage will help you compensate victims of a car accident that you caused. If you or anyone else in your vehicle was injured in a crash, then medical payment coverage will reimburse some of the health-care expenses. Uninsured motorist coverage will compensate you for damages if you were involved in an accident with an uninsured driver and the crash was not your fault.