Your Rights If Another Person Was Driving Your Car During an Accident
It is not uncommon for people to lend their cars to a family member or friend. If someone else is driving your car and gets in an accident, the responsible party will depend on the circumstances of the accident. Read more to find out when you might face liability after lending someone else your vehicle.
Were you injured in a car accident in Mississippi? Contact our office today to schedule a free, no-obligation consultation.
What to Do If Someone Else Crashes Your Car
- Review your insurance policy: Before lending your car to another person, you need to review your policy to determine whether that person will be covered in the case of an accident. In most instances, the insurance follows the car and not the individual driver, but there are some exceptions. Understanding your policy can help ensure that you are always covered in the event of an accident.
- Stolen vehicles: If your vehicle is stolen and subsequently involved in an accident, it is unlikely that you will be held liable.
- Consult with a lawyer: No matter the situation, you should always consult with a car accident attorney to determine your legal options. You may be entitled to damages if another person caused the accident or you were injured as a passenger.
It is also important to only lend your vehicle to someone you trust. If the person gets in an accident and it is their fault, your insurance may go up substantially. Only allowing fully licensed drivers that you have faith in to drive your car with care and respect is the best route to protect yourself.
What If the Driver Was Not Licensed?
You may be held liable if you negligently entrust someone with your car. Negligent entrustment comes into play when you lend your vehicle to someone who has a high likelihood of causing harm to themselves or others, such as an unlicensed driver.
What If the Driver Was Under the Influence?
You may be held liable (and potentially even face criminal charges) if you lend your vehicle to someone who is impaired by drugs or alcohol and they cause an accident. It is extremely dangerous and presents a hazard to everyone on the road.
Injured in an Accident? Contact Our Office.
Were you injured in a car accident in Mississippi? You might be entitled to compensation even if another person was driving your vehicle at the time of the collision. Contact our office today to schedule a free, no-obligation consultation. Our lawyers will help guide you through the process and ensure you receive the best possible outcome on your case.