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Car Accident

Should I Sign a Recorded Statement?

If you have ever been in a car accident, then you are probably familiar with some of the administrative tasks involved in filing a claim with the insurance company. In addition to providing a description of the incident, as well as medical bills and other documents, it is likely that you will have to complete an interview with the at-fault driver's insurance provider.

After this interview, the insurance agent will request that you sign a statement that confirms certain facts about the collision. However, before you sign this document, you should seek the advice of a personal injury attorney.

Even a minor oversight can compromise your ability to recover damages. Also, it is important to remember that it is in the insurance company's interests to provide the lowest payout possible. If you do not receive enough money to afford health-care bills, lost wages, and other damages, then you may wind up in overwhelming debt.

If your accident happened in Mississippi, then contact a Mississippi personal injury attorney from Richard Schwartz & Associates Injury Lawyer, P.A. We can handle the correspondence with insurance companies so you do not make mistakes that compromise your interests. To schedule a consultation, call us today at (601) 869-0696.

Mississippi Is a Comparative Negligence State

Each state has unique laws that govern injury liability. However, there are four general systems that states use to allocate damages and fault:

  1. Pure Comparative Fault
  2. Pure Contributory Negligence
  3. Modified Comparative Fault
  4. Gross/Slight Negligence Comparative Fault

Mississippi is a pure comparative fault state, also known as comparative negligence. This means that if the plaintiff was partially responsible for an accident injury, then the damages that he or she receives may be reduced by the portion of their liability.

Even if you were partially responsible for the accident, you may still be entitled to damages. The courts will likely assign a percentage of fault to both the plaintiff and defendant, and the damages will be adjusted accordingly.

The at-fault driver's insurance company will attempt to assign as much fault to you as possible. This is why it is so important to let an attorney handle the correspondence. The lawyers at Richard Schwartz & Associates Injury Lawyer, P.A. understand how insurance companies get plaintiffs to admit partial or complete fault, and they will not fall into traps set by leading questions.

Other Benefits of Hiring a Personal-Injury Attorney

In addition to handling correspondence with insurance companies, an accident lawyer can help you gather evidence, talk to witnesses, structure your claim and handle settlement negotiations. If your case goes to trial, then your attorney can handle the litigation process. Perhaps most important, hiring a reputable attorney will prevent you from being at a disadvantage if the defendant decides to hire legal counsel.

If you were injured in a car accident in Mississippi and would like to discuss your potential claim with a personal injury lawyer, then contact Richard Schwartz & Associates Injury Lawyer, P.A. We can evaluate your crash to determine if you may have valid grounds for a lawsuit. Call us today at (601) 869-0696 to schedule a consultation.